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Don't forget to factor in closing costs when considering a home sale or purchase. Buy Owner Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 2604664999 if your needs include a professional REALTOR® experienced in the business side of real estate.


Expected closing costs

There are certain typical fees accompanying closing the sale of a house. These costs are usually divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Indiana to help lead you through the deal.

Costs pertaining to your loan to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you are purchasing a property in Allen County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not stunned when you come to the closing appointment. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that seem questionable.